who we are




We operate on a “risk based” lending platform which rewards our members with solid credit and gives our members who are just getting started a chance to build their credit. We also reward our members with loyalty discounts on their interest rates!  We believe you’ll love being a part of our financial community!


Our members can rest assured that their money is in a very safe and sound financial institution. Your deposits are federally insured by N C U A for $250,000 per qualifying account. Our Board of Directors are volunteers who are here to look after the best interests of the credit union and their fellow members. We are a financial community here to help each other.

our approach

Our loan portfolio includes small unsecured loans, vehicle loans and loans for many kinds of recreational merchandise. We also offer loans secured against your funds on deposit in the credit union. 


Plains Federal was chartered in 1958 so we have a lot of practice “helping people”. While we are a small credit union, we are a great example of “good things come in small packages”. Our small staff means we will get to know you personally! We encourage our members to be thrifty and make good financial decisions. We do our very best to pay our members  the highest dividend rate possible. We also make sure our borrowing members are rewarded with reasonable interest rates and fantastic service.